What does this cover?

This covers you for your responsiblity when being at fault in an accident. It will protect you for the other person’s medical expenses, vehicle damages, funeral bills and other property damage coverages that you owe the ot her party if you cause the accident. This is a big deal and you should look at carrying a lot higher limits then just the state minimum requirements. Think about it. California requires $15,000 per person.

Will this cover the cost of a vehicle now days?

I think we all know that new vehicles now days can get upwards of $50,000 real easy. You don’t want to be held responsible for the difference out of your own pocket. Increase your liability limits and drive around California with peace of mind that your properly insured!